1 To be sure, some of these financial pain points may have existed even before the pandemic – particularly for lower-income adults. About one-in-five or fewer middle-income adults have faced these challenges, and the shares are substantially smaller for those in the upper-income tier. As was the case earlier this year, these types of experiences continue to be more common among adults with lower incomes, those without a college degree and Black and Hispanic Americans.Īmong lower-income adults, 46% say they have had trouble paying their bills since the pandemic started and roughly one third (32%) say it’s been hard for them to make rent or mortgage payments.

If you have questions about concurrent employment or your current workers’ compensation benefits, it is highly recommended you consult with an experienced Massachusetts worker’s compensation attorney.A new Pew Research Center survey finds that, overall, one-in-four adults have had trouble paying their bills since the coronavirus outbreak started, a third have dipped into savings or retirement accounts to make ends meet, and about one-in-six have borrowed money from friends or family or gotten food from a food bank. In most situations, the workers’ compensation insurance company won’t know about your other jobs unless you tell them. This is why, if you are injured at work and have more than one job at that time, you need to inform the workers’ compensation insurance company or their adjusters about your other jobs.

Make Sure You Inform the Workers' Compensation Insurer About Your Concurrent EmploymentĪs you can see, concurrent employment results in an increased TTD rate ($750.00 vs. Considering your concurrent employment, in order to determine your TTD weekly rate, you would add together the two average weekly wages from both employers. This would be considered concurrent employment. In addition to your other job, you earned $500 per week at the part-time job in Natick. This employer carried workers’ compensation insurance. So, your TTD weekly rate would be $450.00 ($750.00 X 60%).Īt the same time as your injury, you had another job in Natick, Massachusetts working part-time. Based upon this information, if you were rendered totally disabled from this injury, you would be entitled to Temporary Total Disability (TTD) Benefits, which is calculated as 60% of your average weekly wage. You earned an average weekly wage of $750.00 at this job. Your injury prevents you from returning to work. Let us assume you hurt your back at work in Framingham, Massachusetts lifting something heavy. To better understand concurrent employment, let’s look at an example: Concurrent Employment Can Result in Increased Workers' Compensation Disability BenefitsĬoncurrent employment can significant increase the amount of workers’ compensation disability benefits an injured worker may receive after being hurt on the job. This is referred to as concurrent employment. One caveat, however, is that both jobs must be covered by workers’ compensation insurance. In Massachusetts, when an employee has more than one job at the time he or she was hurt at work, the weekly disability benefits are calculated by adding the a verage weekly wages earned at both jobs.

Job hurt